Used Car Financing in Phoenix, AZ

When buying a car, you have 3 options: paying cash, getting a loan, and leasing. Besides being the simplest way to pay for a car, paying cash gives you the best financing terms you will ever get. By paying cash, you avoid paying the interest payments that you must pay on a loan or lease. Loans are an agreement to lend money for the right to charge an interest rate on that money as it is paid back. Leasing is essentially a long-term rental agreement in which you pay for the right to use a car. At the end of the lease term, you have the right to purchase the car for a price determined at the beginning of the lease agreement.

No matter what option you choose, we'll help you drive off the lot in the car you want. Rather you have great credit, bad credit, or no credit, we have a financing option for you.

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Magic Auto Finance offers no credit auto loans and poor credit auto loans through its network of participating car finance companies and auto dealerships. No credit auto loans usually involve younger people with little or no credit while poor credit auto loans are for people that have established credit profiles with a poor credit history. Both types of buyers have difficulties getting an auto loan but not in Magic Auto

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